Santa Monica real estate, home listings and homes for sale in California. Including North of Wilshire real estate and North of Montana homes - Kate Bransfield, REALTOR® Kate Bransfield REALTOR(r) for Santa Monica, California real estate, Including North of Wilshire real estate and North of Montana homes - NUMBER1EXPERT™ Kate Bransfield NUMBER1EXPERT(tm) for Santa Monica, California real estate, Including North of Wilshire real estate and North of Montana homes
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Kate Bransfield, REALTOR®, real estate agent and broker for Santa Monica California home listings, property and land for sale - NUMBER1EXPERT(tm)
Estates Director
Previews Properties Specialist

Coldwell Banker Residential Brokerage
1608 Montana Avenue
Santa Monica, CA 90403

All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.

Market Conditions Report


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Thank you for being there for us.
It is so great to receive service that so far exceeds our expectations that I must stop long enough to say thank you.
Carolyn Bivens Westwood 323-370-8882
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Kate Bransfield is one of The Top Selling Real Estate Experts™
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Real Estate ABC Gold Award

Mortgage Prequalification: Santa Monica California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Santa Monica Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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About Your Move
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About Your Home Search
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Loan Info
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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
See More Real Estate Trivia >

School Reports
See the Nation's Top Rated: School Reports - Public, Private & Charter >



Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Kate Bransfield, REALTOR®, real estate agent and broker for Santa Monica California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kate Bransfield
Coldwell Banker

1608 Montana Avenue
Santa Monica, CA
90403
Phone: 310-395-1133
E-Fax: 310-496-0143
Email: kate@SantaMonicaListings.com
Kate@WestsideSpecialist.com

Kate Bransfield has lived and worked in Santa Monica for over 18 years. She combines old-fashioned service and integrity with state of the art technology to help you in any way she can. Receive daily updates of ALL new and reduced listings!...not just Kate's listings. Please do not hesitate to contact her for more information 310-395-1133 or kate@WestsideSpecialist.com. Limitations on Use of MLS Information in Advertising. Except as provided in Sections 12.7, 12.8, 12.11, and 12.15, truthful use of information from the MLS compilation of current listing information, from the MLS’s “statistical report,” or from any “sold” or “comparable” report of the MLS for public mass media advertising by an MLS Participant or Subscriber or in other public representations for purpose of demonstrating market share is not prohibited. However, any print or non-print forms of advertising or other forms of public representations must clearly demonstrate the period of time over which such claims are based and must include the following, or substantially similar, notice: The source of information may or may not have been based on information from the Combined L.A. Westside Multiple Listing Service as of [date the CLAW MLS data was obtained]. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herin may or may not have been the listing and or Selling Agent.

REALTORMLSeProEqual Housing


Bob Quick, Branch Manager of the
Santa Monica, Coldwell Banker Offices,
is Proud to Congratulate

Kate Bransfield
In Achieving the Highest Award,
The Designation of

Society of Excellence

Katie Bransfield

Coldwell Banker
1608 Montana Avenue
Santa Monica, CA 90403

310.395.1133

www.SantaMonicaListings.com

Coldwell Banker Previews International


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