Estates Director
Society of Excellence
Previews Properties
Specialist
Coldwell Banker Residential
Brokerage
310-395-1133
Kate@SantaMonica
Listings.com
1608 Montana Avenue
Santa Monica, CA 90403 |
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All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"Expertise in Santa Monica"
"We knew of your wonderful reputation, but had no idea what a treasure we had found!"
Patricia SardellaSanta Monica
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 Compare three mortgages at one time.
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Kate Bransfield is one of The Top
Selling Real Estate Experts™
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Special Offers: Special offers for Santa Monica homeowners from
Kate Bransfield, top Realtor |
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Free Reports: Kate Bransfield's free real
estate reports |
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eNewsletter: Kate Bransfield's Santa Monica newsletter email will send you the
latest real estate information |
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Daily Real Estate News: Daily Real Estate News |
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Market Conditions Report: Daily real estate news for this neighborhood, California, and United
States |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Santa Monica California mortgage payments save you on your taxes
because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in California or buy your own Santa Monica house, ranch, luxury property,
condominium, acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable rate Santa Monica mortgages information and interest rate java calculator |
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What Is Your APR?: Determine the Annual Percentage
Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to
compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and
an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator.
A balloon mortgage can be an excellent option for many home
buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay
significantly less interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms. |
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How Much Should Your Income Be?: What income is required
to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you
determine your maximum monthly housing payment and the resulting mortgage
amount. |
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Will Buying Points Save You Money?:This calculator helps you
determine if you should pay for points, or use the money to increase your down
payment. |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
one time for your property or other California real estate |
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My Link Partners: My Link Partners from Santa Monica and Pacific Palisades in California |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Kate Bransfield anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Kate Bransfield's realty library of
real estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: Kate Bransfield's collection of real estate trivia questions and
answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Santa Monica property in California, including legal terms definitions, and
more |
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Disclosure Laws >Read the Fine Print
Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.
Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.
Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.
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| Q |
What real estate board game became the best-selling game in America just one year after it was created?
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Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies. |
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