Estates Director
Society of Excellence
Previews Properties
Specialist
Coldwell Banker Residential
Brokerage
310-395-1133
Kate@SantaMonica
Listings.com
1608 Montana Avenue
Santa Monica, CA 90403 |
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All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.
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Looking out for our Interest
"Kate possesses a great combination of experience, intuition and compassion that inspired our trust in her as a realtor."
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"Every Step of the Way"
"Kate was there every step of the way toassist and guide me through each step."
Terry HallPacific Palisades
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Kate Bransfield is one of The Top
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Looking out for our Interest
"Kate possesses a great combination of experience, intuition and compassion that inspired our trust in her as a realtor."
Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
What three things are necessary in order to purchase a home?
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| A |
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
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