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Thank you for being there for us.
It is so great to receive service that so far exceeds our expectations that I must stop long enough to say thank you. You emailed homes for us to review, sent preview packages and consistently followed up...mapped the route and made all the arrangements. You combined your experience and skills with our requirements and as a result , we found and with your help, negotiated for a home within 30 days of our relocation! Kate, it is difficult to imagine what this process would have been like without you. The horror
stories we hear from others is such a contrast to the experience created for Bill and I , with you steering us through the maze of issues associated with a cross-country move. Thank you for being there for us. Your professionalism, talent, skill, enthusiasm and attitude distinguish you and are blessings for those of us fortunate enough to be your clients.
Carolyn Bivens
Westwood
323-370-8882
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Self Employed >No Problem There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.
If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more
loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.
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| Q |
What famous antebellum mansion was known as the "Queen of Tennessee Plantations"?
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| A |
Belle Meade Plantation was a prosperous 5,400-acre thoroughbred horse farm in the mid 1800's. The Civil War Battle of Nashville was fought in its front yard. |
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