Santa Monica real estate, home listings and homes for sale in California. Including North of Wilshire real estate and North of Montana homes - Kate Bransfield, REALTOR® Kate Bransfield REALTOR(r) for Santa Monica, California real estate, Including North of Wilshire real estate and North of Montana homes - NUMBER1EXPERT™ Kate Bransfield NUMBER1EXPERT(tm) for Santa Monica, California real estate, Including North of Wilshire real estate and North of Montana homes
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Kate Bransfield, REALTOR®, real estate agent and broker for Santa Monica California home listings, property and land for sale - NUMBER1EXPERT(tm)
Estates Director
Society of Excellence
Previews Properties Specialist

Coldwell Banker Residential Brokerage
310-395-1133
Kate@SantaMonica
Listings.com

1608 Montana Avenue
Santa Monica, CA 90403

All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.

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My Link Partners: Santa Monica California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
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SantaMonicaListings.com
Phone Number: 310.395.1133
Kate@SantaMonicaListings.com
www.SantaMonicaListings.com 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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A 
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Kate Bransfield, REALTOR®, real estate agent and broker for Santa Monica California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kate Bransfield
Coldwell Banker

1608 Montana Avenue
Santa Monica, CA
90403
Phone: 310-395-1133
E-Fax: 310-496-0143
Email: kate@SantaMonicaListings.com
Kate@WestsideSpecialist.com

Kate Bransfield has lived and worked in Santa Monica for over 18 years. She combines old-fashioned service and integrity with state of the art technology to help you in any way she can. Receive daily updates of ALL new and reduced listings!...not just Kate's listings. Please do not hesitate to contact her for more information 310-395-1133 or kate@WestsideSpecialist.com. Limitations on Use of MLS Information in Advertising. Except as provided in Sections 12.7, 12.8, 12.11, and 12.15, truthful use of information from the MLS compilation of current listing information, from the MLS’s “statistical report,” or from any “sold” or “comparable” report of the MLS for public mass media advertising by an MLS Participant or Subscriber or in other public representations for purpose of demonstrating market share is not prohibited. However, any print or non-print forms of advertising or other forms of public representations must clearly demonstrate the period of time over which such claims are based and must include the following, or substantially similar, notice: The source of information may or may not have been based on information from the Combined L.A. Westside Multiple Listing Service as of [date the CLAW MLS data was obtained]. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herin may or may not have been the listing and or Selling Agent.

REALTORMLSeProEqual Housing


Bob Quick, Branch Manager of the
Santa Monica, Coldwell Banker Offices,
is Proud to Congratulate

Kate Bransfield
In Achieving the Highest Award,
The Designation of

Society of Excellence

Katie Bransfield

Coldwell Banker
1608 Montana Avenue
Santa Monica, CA 90403

310.395.1133

www.SantaMonicaListings.com

Coldwell Banker Previews International


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