Estates Director
Previews Properties Specialist
Coldwell Banker Residential Brokerage
1608 Montana Avenue
Santa Monica, CA 90403

All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.

Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

"we would call upon Kate again...."
“...Kathy and I were exceptionally satisfied with Kate’s professionalism, knowledge, dependability, and honesty…."
Mark & Kathy Culver City
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Kate Bransfield is one of The Top Selling Real Estate Experts™
Find Out More >

Real Estate Dictionary: Santa Monica California home buying, real estate listings, and homes for sale in Los Angeles County, CA

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

Did I Miss the Word YOU Are Looking For?

Is there a real estate word that I failed to explain here in my dictionary for homebuyers and sellers? Let me be your personal real estate dictionary! I'll send a brief explanation of any word or term that you encounter when buying and selling property.

Do you have a suggestion of a real estate word that should be included? Let me know! I always appreciate feedback.

Fill out the form below for a quick response from me by email. It's free, without obligation, and I guarantee your privacy.

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	Additional Info
Ask Your Question Here!
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

Search My Local MLS
Click Below for the only link you need to see EVERYTHING that is active on the market that fits your description!
Enter MLS >

Kate Bransfield, REALTOR®, real estate agent and broker for Santa Monica California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kate Bransfield
Coldwell Banker
1608 Montana Avenue
Santa Monica, CA
90403
Phone: 310-395-1133
E-Fax: 310-496-0143
Email: kate@SantaMonicaListings.com
Kate@WestsideSpecialist.com
Kate Bransfield has lived and worked in Santa Monica for over 18 years. She combines old-fashioned service and integrity with state of the art technology to help you in any way she can. Receive daily updates of ALL new and reduced listings!...not just Kate's listings. Please do not hesitate to contact her for more information 310-395-1133 or kate@WestsideSpecialist.com. Limitations on Use of MLS Information in Advertising. Except as provided in Sections 12.7, 12.8, 12.11, and 12.15, truthful use of information from the MLS compilation of current listing information, from the MLS’s “statistical report,” or from any “sold” or “comparable” report of the MLS for public mass media advertising by an MLS Participant or Subscriber or in other public representations for purpose of demonstrating market share is not prohibited. However, any print or non-print forms of advertising or other forms of public representations must clearly demonstrate the period of time over which such claims are based and must include the following, or substantially similar, notice: The source of information may or may not have been based on information from the Combined L.A. Westside Multiple Listing Service as of [date the CLAW MLS data was obtained]. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herin may or may not have been the listing and or Selling Agent.

Bob Quick, Branch Manager of the
Santa Monica, Coldwell Banker Offices,
is Proud to Congratulate

In Achieving the Highest Award,
The Designation of

Society of Excellence

Coldwell Banker
1608 Montana Avenue
Santa Monica, CA 90403

310.395.1133

www.SantaMonicaListings.com

www.santamonicalistings.com is brought to you by Kate Bransfield
NUMBER1EXPERT™ for Santa Monica real estate, California. Including North of Wilshire real estate and North of Montana homes
Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge