Santa Monica real estate, home listings and homes for sale in California. Including North of Wilshire real estate and North of Montana homes - Kate Bransfield, REALTOR® Kate Bransfield REALTOR(r) for Santa Monica, California real estate, Including North of Wilshire real estate and North of Montana homes - NUMBER1EXPERT™ Kate Bransfield NUMBER1EXPERT(tm) for Santa Monica, California real estate, Including North of Wilshire real estate and North of Montana homes
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Kate Bransfield, REALTOR®, real estate agent and broker for Santa Monica California home listings, property and land for sale - NUMBER1EXPERT(tm)
Estates Director
Society of Excellence
Previews Properties Specialist

Coldwell Banker Residential Brokerage
310-395-1133
Kate@SantaMonica
Listings.com

1608 Montana Avenue
Santa Monica, CA 90403


All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.

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Real Estate Tips: Santa Monica California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
Welcome > Resources > Tips > Financing Your Home > Your Financial Cushion ...


Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.



Do These Real Estate Tips Really Apply to YOU?
 

I've learned these tips through years of experience as a top Realtor. But I know that YOUR situation might be different. That's why I'm here. 

It's my job to personally advise homebuyers and sellers. Ask me if any tip that I've included here really applies to your situation. 

If you have any questions about these tips - or other tips you may have heard elsewhere - ask me! I'll respond quickly, for free, and without obligation...
 

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Kate Bransfield, REALTOR®, real estate agent and broker for Santa Monica California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kate Bransfield
Coldwell Banker

1608 Montana Avenue
Santa Monica, CA
90403
Phone: 310-395-1133
E-Fax: 310-496-0143
Email: kate@SantaMonicaListings.com
Kate@WestsideSpecialist.com

Kate Bransfield has lived and worked in Santa Monica for over 23 years. She combines old-fashioned service and integrity with state of the art technology to help you in any way she can. Receive daily updates of ALL new and reduced listings!...not just Kate's listings. Please do not hesitate to contact her for more information 310-395-1133 or kate@WestsideSpecialist.com. Limitations on Use of MLS Information in Advertising. Except as provided in Sections 12.7, 12.8, 12.11, and 12.15, truthful use of information from the MLS compilation of current listing information, from the MLS’s “statistical report,” or from any “sold” or “comparable” report of the MLS for public mass media advertising by an MLS Participant or Subscriber or in other public representations for purpose of demonstrating market share is not prohibited. However, any print or non-print forms of advertising or other forms of public representations must clearly demonstrate the period of time over which such claims are based and must include the following, or substantially similar, notice: The source of information may or may not have been based on information from the Combined L.A. Westside Multiple Listing Service as of [date the CLAW MLS data was obtained]. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herin may or may not have been the listing and or Selling Agent.

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Bob Quick, Branch Manager of the
Santa Monica, Coldwell Banker Offices,
is Proud to Congratulate

Kate Bransfield
In Achieving the Highest Award,
The Designation of

Society of Excellence

Katie Bransfield

Coldwell Banker
1608 Montana Avenue
Santa Monica, CA 90403

310.395.1133

www.SantaMonicaListings.com

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